Travel insurance is so important as it will help you with emergencies and unexpected costs on your trip. Make sure that you declare any pre-existing health conditions so that you are covered for those. Check your cover for accidents and medical care and also lost baggage or getting things stolen. Remember to report as soon as something goes wrong on your trip because some travel insurance companies require you to report something that you want to claim for within 24 hours. Read the fine print carefully when you sign up. I always recommend World Nomads. You can get a free quote here: